Metal charge card are less widespread than plastic, however theyve been around for over 100 years. Mostly used as a marketing gimmick, metal credit cards might be made of stainless steel, aluminum, titanium or a mix of materials. Meanwhile, many charge card on the marketplace today are made of a kind of plastic called polyvinyl chloride, frequently referred to as PVC– the same material utilized in lots of modern pipes systems.While they are typically marketed as a luxury charge card option, metal charge card do not operate any in a different way than other charge card. The only functional difference is that you may have the ability to find a metal card more easily if youre sifting through your wallet or bag, as these cards are generally much heavier than typical and easier to identify by touch. Below are the very best metal charge card in terms of rewards, costs and perks.Read more: The History of Credit Cards
Best metal credit card with no annual charge
Introduction OfferN/A
APR14.25%– 21.25% Variable
Intro Purchase APRN/A
Recommended Credit Excellent/Good Credit
Reward Rates
Make 2x points on every dollar invested
Make 3x points on every dollar invested that whole year when you invest $15,000+ in a year
4X points for 30 days for each friend you invite who gets the card
The X1 Card * is a brand-new rewards credit card made of 17 grams of stainless steel. To discover out more about how to maximize benefits with this card and use its innovative virtual credit card tools, examine out our full review of the X1 Credit Card.
Balance Transfer APR14.25%– 21.25% Variable
Balance Transfer Fee 2% of the amount of each transfer.
Charge APR None
Earn 2x points on every dollar invested
Make 3x points on every dollar invested that whole year when you invest $15,000+ in a year
4X points for 30 days for each pal you welcome who gets the card
Our Take
Yearly FeeNone
Best for Amazon and Whole Foods shoppers
Annual Fee$ 0.
Intro OfferFrom July 1 through July 29, Prime members get a $200 Amazon Gift Card quickly upon approval for the Amazon Prime Rewards Visa Card.
APR14.99% to 22.99% Variable
Introduction Purchase APRN/A
Recommended Credit Excellent/Good
Reward Rates
5% back at Amazon.com and Whole Foods Market with qualified Prime subscription *.
2% back at dining establishments, gasoline station, and pharmacies *.
1% back on all other purchases *.
Foreign Transaction Fees None.
Balance Transfer APR14.99% to 22.99% Variable.
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is higher.
Late Payment Fee Up to $39.
5% back at Amazon.com and Whole Foods Market with qualified Prime subscription *.
2% back at restaurants, gasoline station, and drugstores *.
1% back on all other purchases *.
Frequently asked questions.
Our Take.
Intro OfferNew Offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the very first 3 months from account opening. Thats $900 towards travel when you redeem through Chase Ultimate Rewards ®
. APR18.49% -25.49% Variable.
Intro Purchase APRN/A. Recommended Credit Excellent.
Reward Rates.
Earn 10x total points on hotels and automobile rentals when you buy travel through Chase Ultimate Rewards ®
. Earn 5x total points on air travel through Chase Ultimate Rewards ®
. Make 3x points on other travel and dining.
Make 1 point per $1 invested on all other purchases.
Our Take.
This card sits at an unusual price point– the annual fee is $250– but it also provides the value of an integrated dining establishment card, grocery card and travel card. While the majority of cards at the $95-$ 99 price point specialize in one flagship benefits type at the expense of other spending classifications, the Gold Card provides top benefits rates on multiple major categories.For more details about the benefits and credits this card provides, check out our full review of the Amex Gold Card.
Our Take.
Late Payment Fee Up to $40.
Foreign Transaction Fees None.
Earn 5X Membership Rewards ® Points for flights scheduled straight with airline companies or with American Express Travel approximately $500,000 on these purchases per fiscal year.
Earn 5X Membership Rewards ® Points on pre-paid hotels scheduled with American Express Travel.
Late Payment Fee Up to $40.
Foreign Transaction Fees None.
Charge APR See Rates & & Fees.
Our Take.
Premium travel cards are designed for regular tourists. The typical rewards and welcome benefits, they normally provide additional conveniences like upgrades at the airport and yearly flight credits. To find out more about the benefits and credits program, see our full review of The Platinum Card.
Intro OfferEarn 60,000 Membership Rewards ® Points after you spend $4,000 on eligible purchases with your new Card within the very first 6 months of Card Membership.
APR18.24% -25.24% Variable.
Intro Purchase APRN/A.
Recommended Credit Excellent/Good.
Reward Rates.
Make 4X Membership Rewards ® Points at Restaurants, plus takeout and shipment in the U.S.
Earn 4X Membership Rewards ® Points at U.S. grocery stores (on up to $25,000 per fiscal year in purchases, then 1X).
Earn 3X Membership Rewards ® points on flights reserved straight with airlines or on amextravel.com.
Yearly Fee$ 695.
Earn 10x overall points on hotels and automobile rentals when you purchase travel through Chase Ultimate Rewards ®
. Make 5x total points on flight through Chase Ultimate Rewards ®.
Make 3x points on other travel and dining.
Make 1 point per $1 spent on all other purchases.
Make 4X Membership Rewards ® Points at Restaurants, plus takeout and delivery in the U.S.
Earn 4X Membership Rewards ® Points at U.S. grocery stores (on as much as $25,000 per calendar year in purchases, then 1X).
Earn 3X Membership Rewards ® points on flights booked straight with airline companies or on amextravel.com.
Annual Fee$ 550.
While the Amazon Prime Rewards Visa Signature Card * does not technically have an annual cost, youll need to be a Prime member ($ 139 yearly) to get this card. This metal credit card is best for frequent Amazon.com and Whole Foods buyers, providing 5% cash back at both. Thats one of the very best benefits rates on finest benefits rates on groceries, or honestly anything– and Amazons e-commerce site covers plenty of merchandise that other credit card benefit classifications do not generally cover, like clothes, electronics, household home appliances, toys, books, workplace materials and more. The additional benefits classifications outside of the Amazon environment likewise make this credit card helpful for daily spending, which cant be said of numerous seller co-branded credit cards.For more info, see our full review of the Amazon Prime Rewards Visa Signature Card.
Yearly Fee$ 250.
Introduction OfferEarn 100,000 Membership Rewards ® points after you spend $6,000 on purchases on your brand-new Card in your very first 6 months of Card Membership.
APRSee Pay Over Time APR
. Intro Purchase APRN/A.
Recommended Credit Excellent/Good.
Reward Rates.
Make 5X Membership Rewards ® Points for flights scheduled straight with airline companies or with American Express Travel approximately $500,000 on these purchases per calendar year.
Earn 5X Membership Rewards ® Points on prepaid hotels reserved with American Express Travel.
The Chase Sapphire Reserve is another premium metal travel credit card, however with a lower yearly charge at $550. When compared to the Platinum Card from American Express, the Sapphire Reserve has a more robust rewards program, offering competitive benefits rates beyond just travel bookings through the charge card issuers website. When it comes to additional travel benefits and credits, the Sapphire Reserve has a lot less to provide. Still, youll be able to make the most of a credit for TSA Precheck or Global Entry, and Priority Pass lounge gain access to that enables you and a visitor to gain access to more than 1,300 airport lounges worldwide.For more info, see our full review of the Chase Sapphire Reserve.
Balance Transfer APR18.49% – 25.49% Variable.
Balance Transfer Fee Either $5 or 5% of the amount of each balance transfer, whichever is higher.
Foreign Transaction Fees $0.
Penalty APR Up to 29.99%.
Just how much do metal charge card weigh?
Metal charge card are much heavier than normal plastic credit cards. Whereas plastic credit cards weigh approximately 5 grams, metal credit cards are often 3 times that, weighing in at 17 or 18 grams.
What are metal charge card constructed out of?
Metal charge card can be made from a variety of materials. Many of these products are resilient– like stainless-steel, aluminum and titanium– and some utilize a mix of materials.
How do I get rid of a metal credit card?
The majority of plastic credit cards should be put through a shredder when you close the account, but you dont desire to do that with a metal credit card.
Most credit card cards ought to be put through a shredder when you close the account, but you do not wish to do that with a metal charge card. You can mail your metal card back to the provider, or you can utilize a tool called tin snips to cut up your charge card. Either route will guarantee your personal details does not enter the incorrect hands.
While a lot of cards at the $95-$ 99 cost point specialize in one flagship benefits type at the expenditure of other spending classifications, the Gold Card provides top rewards rates on several major categories.For more info about the benefits and credits this card offers, check out our full evaluation of the Amex Gold Card.
A lot of credit cards on the market today are made of a type of plastic called polyvinyl chloride, frequently referred to as PVC– the exact same product used in numerous modern-day plumbing systems.While they are frequently marketed as a high-end credit card option, metal credit cards do not operate any in a different way than other credit cards. To find out more about how to maximize benefits with this card and utilize its innovative virtual credit card tools, check out our complete review of the X1 Credit Card.
Our methodologyCNET evaluates charge card by exhaustively comparing them throughout set criteria developed for each major classification, consisting of cash back, welcome perk, travel rewards and balance transfer. We consider the common spending behavior of a series of customer profiles– with the understanding that everybodys financial scenario is different– and the designated function of a card.For rates and costs of The Platinum Card from American Express, click here.For rates and fees of the American Express Gold Card, click here. * All details about the X1 Card and the Amazon Prime Rewards Visa Signature Card has been gathered independently by CNET and has actually not been reviewed by the provider.
The editorial material on this page is based solely on objective, independent assessments by our writers and is not affected by advertising or collaborations. It has actually not been provided or commissioned by any 3rd party. We might receive settlement when you click on links to services or items provided by our partners.
The extra rewards classifications outside of the Amazon community also make this credit card great for daily spending, which cant be stated of numerous seller co-branded credit cards.For more info, see our complete review of the Amazon Prime Rewards Visa Signature Card.