Amazon Prime Store Card: Choose Cash Back or Promotional Financing – CNET

The Amazon Prime Store Card * is among Amazons two charge card for Amazon Prime members. This card permits you to make 5% cash back on your Amazon purchases, or instead select a promotional interest-free financing route. While Amazons flagship consumer credit card, the Amazon Prime Rewards Visa Signature Card *, uses a comparable option, the Prime Store Card is optimum for those who will make the most of the promotional funding instead of the cash-back benefits. The Prime Store Card provides longer timeframes for the funding, depending on the size of your purchase.Like lots of retailer charge card, this card is only beneficial to use within Amazons own ecosystem– so at Amazon.com, Amazon Business, AWS and Whole Foods. This credit card has no annual charge, youll have to have an Amazon Prime membership ($ 139 yearly) to apply. In this short article

Introduction OfferGet a $60 Amazon Gift Card

RewardsYoull have the ability to get the very best benefits rate of 5% for purchases made on Amazon.com and its suite of brands throughout the year. You can redeem your rewards made as savings on your Amazon purchases or as declaration credits.While you cant earn benefits on non-Amazon purchases, heres a complete list of brand names where you can earn Amazon benefits with the Amazon Prime Store Card: Amazon.comAmazon BookstoreAmazon BusinessAmazon FreshAmazon Go, AWSAmazon PayAmazons 4-star storesAlexa SkillsAudibleAudible.comComixology.com Woot.comWelcome bonusInstead of having to satisfy a certain spending limit to make this reward like many charge card welcome perks, Amazon gifts you a $60 present card upon account approval. You can get bigger welcome bonuses somewhere else, even within Amazons own portfolio, but you generally will not make a welcome perk instantly like you make with the Amazon Prime Store Card. Interest-free financingLike with most retailer co-branded charge card, you can go with a funding plan on qualified Amazon purchases instead of the cash-back rewards..

Annual Fee$ 0.

Regular minimum qualified purchase.

Get 5% back at Amazon with an eligible Prime membership.

APR28.24% Variable
Introduction Purchase APRN/A
Recommended Credit Excellent/Good Credit
Reward Rates
Get 5% back at Amazon with an eligible Prime membership.

Number of month-to-month equivalent payments.

6 months.

$ 150.

12 months.

$ 600.

24 months.

If youre specifically interested in this card for the financing potential, a 0% initial APR credit card might offer longer preliminary funding time frames and will let you shop beyond Amazon.com. Frequent Amazon shoppers might fare much better with the Amazon Prime Store Card, though, considering that it offers repeating interest-free funding rather than just throughout an initial marketing period.Other cards to considerAmazon Prime Rewards Visa Signature CardThe Amazon Prime Rewards Visa Signature Card * provides similar Amazon benefits to the Prime Store Card, but it broadens beyond that as a routine credit card outside of Amazon businesses. Youll still require an Amazon Prime membership to get this card.Bank of America ® Customized Cash Rewards credit cardWhile you will not be able to net as high cash-back rewards rates on Amazon with the Bank of America ® Customized Cash Rewards credit card, you will be able to apply the flagship rewards rate to online shopping beyond just Amazon.

Select purchases.

Do you require to have a Prime subscription to patronize Amazon?

You do not need a Prime membership to go shopping at Amazon, though Prime members take pleasure in totally free, quicker shipping on millions of items, in addition to other perks. You do require a Prime subscription to request the Amazon Prime Rewards Visa Signature Card, in addition to the Amazon Prime Store Card, however there are non-Prime equivalents to both cards.

What does an Amazon Prime membership get you?

With Amazon Prime, you get member benefits like free two-day, same-day and one-day shipping on countless items, access to the streaming services Prime Music and Prime Video and 0% APR funding with Affirm. Prime subscription likewise opens much better charge card benefits for a handful of Amazons offerings, and admits to unique Prime Day discount rates. Prime membership costs $139 yearly, or $14.99 per month.

How numerous Amazon charge card are there?

We find the key elements that make a card stand out and compare them to other top cards. That method, readers can opt for a different card with comparable features if our pick isnt right for them. * All information about the Amazon Prime Store Card and the Amazon Prime Rewards Visa Signature Card has been collected separately by CNET and has not been reviewed by the provider.

The editorial content on this page is based solely on goal, independent evaluations by our authors and is not affected by marketing or collaborations. It has actually not been supplied or commissioned by any 3rd celebration. However, we may get settlement when you click links to items or services offered by our partners.

The Amazon Prime Store Card * is one of Amazons 2 credit cards for Amazon Prime members. While Amazons flagship consumer credit card, the Amazon Prime Rewards Visa Signature Card *, provides a comparable choice, the Prime Store Card is optimal for those who will take advantage of the promotional financing rather than the cash-back rewards. The Prime Store Card uses longer timeframes for the funding, depending on the size of your purchase.Like lots of merchant credit cards, this card is only rewarding to utilize within Amazons own environment– so at Amazon.com, Amazon Business, AWS and Whole Foods. Frequent Amazon buyers might fare better with the Amazon Prime Store Card, though, because it offers recurring interest-free funding rather than just during an initial marketing period.Other cards to considerAmazon Prime Rewards Visa Signature CardThe Amazon Prime Rewards Visa Signature Card * offers equivalent Amazon benefits to the Prime Store Card, but it expands beyond that as a regular credit card outside of Amazon services. * All details about the Amazon Prime Store Card and the Amazon Prime Rewards Visa Signature Card has actually been gathered independently by CNET and has not been examined by the provider.

Amazon provides a myriad of credit cards for a range of requirements. They include: Amazon Prime Rewards Visa Signature CardAmazon Rewards Visa Signature Card (for non-Prime members) Amazon Prime Store CardAmazon Store Card (for non-Prime members) Amazon Business Prime American Express CardAmazon Business American Express Card (for non-Prime members) Amazon Prime Secured CardAmazon Secured Card (for non-Prime members).

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